Cigna Agent Near Me – Obamacare

Find a local licensed Cigna. Get help online or in person from an Obamacare expert!

* Cigna is part of a privately owned agency and is not affiliated, operated, or endorsed by any government agency.

What is ACA/OBAMACARE?

The Affordable Care Act, also known as Obamacare, was passed by Congress in 2010 to make healthcare more affordable and available to everyone in the US. It safeguards those with preexisting health conditions and has increased eligibility for Medicaid.

What is a Premium Tax Credit?

 

A tax credit subsidy is a form of financial assistance that can help reduce the cost of your health insurance by providing a credit to lower the amount you owe on your federal income taxes.

Tax credit subsidies are a way for people with lower incomes to get help in paying for health insurance. The amount of the subsidy is determined by income and the cost of health insurance in your area, and those with lower incomes may get more assistance.

The government may provide a subsidy to help lower the cost of health insurance for those who can’t afford the full amount. For instance, if you make $20,000 a year and the cost of health insurance in your area is $500 each month, the government could offer you a tax credit that covers a portion of that. This could reduce the cost of health insurance to as low as $200 or $300 a month, with the remaining balance being covered by the subsidy.

Tax credit subsidies can be a valuable tool for helping you get the health insurance you need without breaking the bank. If you’re unsure whether you qualify for a subsidy, our licensed agents can help you figure it out, including licensed agents who specialize in health insurance.

Do You Qualify?

The Affordable Care Act was created to give Americans more accessible and affordable health care. To qualify for Obamacare, you must be a U.S. citizen or a legally present immigrant.

If you are not eligible for health coverage through your employer or a government program like Medicare or Medicaid, you may be able to get coverage through Obamacare.

The financial requirements for Obamacare eligibility depend on your income; if you make less money, you may be eligible for more help to pay for health insurance. Depending on how much you make, you could receive financial assistance to help with the cost of coverage.

The main objective of Obamacare is to give people more choices when it comes to obtaining health insurance, especially those who cannot afford it on their own. Plenty of assistance is available to those who are questioning their eligibility or need guidance with the sign-up process, including certified agents specializing in health insurance.